![]() ![]() Your monthly car payments, your ability to snag the apartment you’ve been eyeing, and even the hiring manager’s decision on the new job you applied for can all be influenced by your credit score. Today, credit scores have much more pull, and that’s why it’s important to understand how they’re calculated. When credit scores were first introduced, they were used primarily for loaning money. ![]() Because a consumer's credit file may contain different information at each of the bureaus, FICO® scores can vary, depending on which bureau provides the information to FICO® to generate the score. The FICO® model is used by the vast majority of financial institutions and credit lenders, and is based on consumer credit files from the three national credit bureaus: Experian, Equifax and TransUnion. It was first introduced in 1989 by FICO®, then called Fair, Isaac and Company. The FICO® score is the best known and most widely used credit score model in North America. The old system was time-consuming, inconsistent and quite biased, so a credit scoring system was introduced. Before then, there was no standardized way to measure creditworthiness, so it was up to individual lenders to make judgment calls on whether or not to loan money to someone. The credit scoring system that we’re familiar with today has been around since the 1980s. Widespread use of credit scores has made credit more widely available and less expensive for many consumers. Basically, it provides a snapshot of how likely you are to repay your debts on time. It’s a standardized measurement that financial institutions and credit card companies use to determine risk level when considering issuing you a loan or a credit card. What is a Credit Score?Ī credit score is a number (usually between 300 and 850) that represents your creditworthiness. You’ve heard about credit scores before, but what do you actually know about them? How long have they been around? How do you check them? How are they calculated? We’re here to help you answer these questions and more.
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![]() Final Expense Insuranceįinal expense insurance is another type of burial insurance that covers funeral and burial expenses, as well as any outstanding debts or medical expenses. Policyholders may not be able to change their plans or choose a different funeral home after purchasing the policy.Īdditionally, if the funeral home goes out of business or is sold, the policy may not be honored, leaving beneficiaries with no recourse. One potential drawback of pre-need funeral insurance is that it can be inflexible. ![]() Policyholders can choose the funeral home and services they want, and the costs are locked in at the time of purchase, ensuring that their family members will not be burdened with any unexpected expenses. This policy allows individuals to plan their funeral and ensure that their wishes are carried out after their passing. Pre-need funeral insurance is a type of burial insurance that allows policyholders to prepay for their funeral and burial expenses. Several types of burial insurance policies are available, including: Pre-need Funeral Insurance It's essential to understand any policy exclusions or limitations, such as waiting periods or restrictions on how the policy's funds can be used. Premium rates will vary depending on the policyholder's age, health, and coverage amount. Policyholders should determine the coverage amount needed to cover funeral and burial expenses adequately. However, the policy's cost and coverage will depend on the policyholder's age and health. When choosing a burial insurance policy, several factors should be considered, including: Age and Healthīurial insurance policies typically do not require a medical exam. ![]() Factors to Consider When Choosing Burial Insurance Quick Payout to Beneficiariesīurial insurance typically pays out within a few days of the policyholder's death, providing beneficiaries with the funds they need to cover the expenses associated with a funeral and burial. Reduced Financial Burdenīy covering the costs of a funeral and burial, burial insurance can help reduce the financial burden on surviving family members. Burial insurance covers these expenses, ensuring that beneficiaries are not burdened with financial obligations. Coverage of Funeral and Burial Expensesįuneral and burial costs can add up quickly. Burial insurance can provide peace of mind to surviving family members, knowing that they will not have to worry about covering the expenses associated with a funeral and burial. The death of a loved one can be emotionally challenging. ![]() Benefits of Burial Insuranceīurial insurance offers several benefits, including: Peace of Mind for Loved Ones The coverage amount for burial insurance is usually much smaller than traditional life insurance policies, typically ranging from $5,000 to $25,000.īurial insurance is easier to qualify for, and the premiums are usually lower compared to traditional life insurance policies. It is intended to help families cope with the costs of end-of-life expenses, such as funeral services, cremation, burial, and other final expenses. Burial insurance, also known as funeral insurance or final expense insurance, is a type of life insurance policy that is designed to cover the expenses associated with a funeral or burial. Shift+T to create a new Google Task from an email.Shift+1, more easily thought of as an !, to report an email as spam.When you have an email either open or in active focus, press: When any email is open and displayed, use the U key to jump back to the overall list of email. J to move to a more recent conversation.These keys work both when you have an open email and from the main Gmail page. Two keys allow you to move rapidly from one email or email thread to the next. G followed by P goes to the previous page of email.G followed by N goes to the next page of email.G followed by I (that’s an i, not an L) goes to the inbox.Gmail also includes a series of “go to” commands that you access by first typing the G key, followed by a second key that indicates where you wish to go: On the main Gmail screen, tap / to jump to the search box, then enter keywords for a Gmail search. Keyboard shortcuts let you move to different portions of a page. Use those three keys - c, r and f - consistently in Gmail for a week and they will likely be locked into your typing muscle memory. Similarly, when an email is open and its contents displayed, you may tap: No need to access the menu and find the Compose button: Just tap c. How to use three keys to create and respond to Gmailįrom the main Gmail screen, tap the c key to compose - or, if you prefer, create - a new email. SEE: Feature comparison: Time tracking software and systems (TechRepublic Premium) What's hot at TechRepublicĬhatGPT cheat sheet: Complete guide for 2023Ħ best alternatives for 2023 (Free & Paid)ĬhatGPT is the fastest-growing area of interest for professional learners, Udemy reports You might start by trying the Gmail keyboard shortcuts below, which cover several often-used email actions. The number of shortcuts is almost certain to be too many to memorize without a great deal of effort. While in Gmail on the web, use the key combination of shift + /, which might better be thought of as the ? key, to display a window filled with various shortcuts. To gain access to all keyboard shortcuts, sign in to Gmail in your browser, select Settings | See all settings, and then, in the General tab, choose the button to turn Keyboard shortcuts on. What you’ll need to use Gmail keyboard shortcuts ![]() These Gmail keyboard shortcuts work not only within Chrome on Windows and macOS systems but also when accessing Gmail from Safari on iPadOS with an external keyboard, such as the Magic Keyboard or Smart Keyboard for iPad. People who use a keyboard with Gmail also may leverage a long list of other shortcuts. Tap the down arrow to move the focus to the next item, press the up arrow to move toward the top of the email list, and tap enter to open the email currently in focus, as indicated by a thin vertical line to the left of an email or email thread. If you access Gmail in a browser on a device with a physical keyboard, you might already have discovered three keyboard controls. Learn how to create, navigate and manage email in Gmail with a tap of one or two keys. ![]() 16 of the most useful Gmail keyboard shortcuts ![]() You can "manually" implement PWM on any pin by repeatedly turning the pin on and off for the desired times. Probably 99% of the readers can stop here, and just use analogWrite, but there are other options that provide more flexibility. ![]() (Note that despite the function name, the output is a digital signal, often referred to as a square wave.) The analogWrite ( ) function provides a simple interface to the hardware PWM, but doesn't provide any control over frequency. The Arduino's programming language makes PWM easy to use simply call analogWrite ( pin, dut圜ycle ), where dut圜ycle is a value from 0 to 255, and pin is one of the PWM pins (3, 5, 6, 9, 10, or 11). Simple Pulse Width Modulation with analogWrite ![]() Generating a modulated signal, for example to drive an infrared LED for a remote control.Providing variable speed control for motors.It will provide an analog voltage between 0% and 100%. Providing an analog output if the digital output is filtered,.If you repeat this on-off pattern fast enough with an LED for example, the result is as if the signal is a steady voltage between 0 and Vcc controlling the brightness of the LED. To get varying analog values, you change, or modulate, that pulse width. The duration of "on time" is called the pulse width. This on-off pattern can simulate voltages in between the full Vcc of the board (e.g., 5 V on UNO, 3.3 V on a MKR board) and off (0 Volts) by changing the portion of the time the signal spends on versus the time that the signal spends off. Digital control is used to create a square wave, a signal switched between on and off. Pulse Width Modulation, or PWM, is a technique for getting analog results with digital means. Arduino Board with an ATmega168 or ATmega328 chip.About Pulse Width Modulation techniques.This tutorial focuses on the Arduino Diecimila and Duemilanove models, which use the ATmega168 or ATmega328. This tutorial explains simple PWM techniques, as well as how to use the PWM registers directly for more control over the duty cycle and frequency. Pulse-width modulation (PWM) can be implemented on the Arduino in several ways. ![]() ![]() Work version iCloud coconutBattery (3.6.4 / 3.6.5 Beta 1) format ios Resolved. Always available from the Softonic servers Free & fast download Always available Tested virus-free Free Download for Mac Alternative coconutBattery download from external server (availability not guaranteed) Alternatives to coconutBattery 4. The old clunker of a MacBook uses a legacy version of Coconut Battery App, but my newer MacBook is able to use the 3.6.6 version, this is where it gets interesting as it can display iOS Device Battery data. Coconut Battery 3 5Coconut Battery 3.5.3Coconut Battery. File size 543.47 kB (<1min 1Mbps) Operating systems OSX 1. Looking for Windows version coconutBattery free download. Stay up to date with latest software releases, news, software discounts, deals and more. (Which reminds me I need to start my Pi Series of posts off) coconutBattery 3.9.12 Old Versions Join our mailing list. For some reason, Apple doesn't include battery health percentage on the iPad and you're not able to find it easily. ![]() Now you’re wondering, how do you stumble across an App, I was looking for a Battery Info/Monitoring app for my old 2006 MacBook 13″ which I’ve just replaced the battery in, the machine is running Snow Leopard and I generally use it to mess about with Apple Script on or compile Raspberry Pi SD cards. coconutBattery 3.9.10 Old Versions Join our mailing list. We stand with Ukraine to help keep people safe. Read 57 user reviews and compare with similar apps on MacUpdate. *Content in this post is from 2017 when the ‘scandal’ hit and refers to older versions of iOS… The application itself Coconut Battery I still use today, to monitor both my MacBook, iPhone and iPad batteries, so I felt like sharing on my new blog. Download the latest version of AnyTrans for Mac for free. It shows you live information about the battery in your Mac, iPhone and iPad including: Age of your devices and their batteries How often the battery was charged Your battery health and much more. We’re nearly three years after the Apple “ Christmas 2017 Battery Scandal” and purely by accident 1 month after the Scandal in 2017* I stumbled across a MacOS app which gives you the inside track on the data your IOS device holds on your battery. With coconutBattery you are always aware of your current battery health. Download v3.9.12 Plus macOS 10.12 - macOS 13 (Ventura) Release Notes With coconutBattery you are always aware of your current battery health. With coconutBattery you are always aware of your current battery health If you still see that your charge is running out significantly faster than it should, you may want to look into monitoring your usage and conserving power.Insider knowledge on your iOS battery information As a disclaimer, always visit an Apple authorized service provider for any hardware repairs, as going to a third party will void your warranty.įor any battery replacements at an Apple Store, a specialist will run a similar application to coconutBattery before following through with repair to verify the issue. If not, make a Genius Bar appointment and get it checked out. If the battery looks ship shape, it probably is. If your loadcycles are significantly less than the average of 1000 before deterioration, and the maximum capacity is far lower than the design capacity, once again, you may want to take your device in for repair. Meanwhile you may still be using the older version and getting on the. you can go about 1000 loadcycles before the battery’s capacity falls behind the design capacity significantly. 1 has been released, supporting the latest macOS. Coconutbattery For Mac Os X 10.6. 4. Opera Browser Mac Version For 10.9.5 Diner Dash 5 Mac Download Isis Draw Free Download For Mac Install Play Store Chrome Os French Montana Mac And Cheese 3 Download. So, if you have 50% charge, and charge it to 100%, then use the device until the charge is at 50%, you’ve completed a loadcycle. Version 3.9.12 Displays info about your laptop battery. ![]() Loadcycles and Usage – One loadcycle is one full discharge followed by one full charge, or from 0% to 100%. This kind of deterioration is expected from a device of its age, being 477 days old, but if your device’s maximum is significantly less than the design capacity, it may be best to take your device in to get your battery exchanged. In the case of my 6s, it was designed to store 1715mAh of power but through use has deteriorated to a maximum charge of 1311mAh – or 76.4%. So, what does it all mean?! It’s pretty easygoing, actually.Ĭharge Capacity – Power is displayed as milliamp hours or mAh. Connect your iOS device via USB to your Mac. ![]() Harmony Premium opens all locked sessions giving access to a wide selection of additional hypnotherapy meditation programmes available through an auto-renewing subscription. ![]() Would highly recommend! Thank you" - by Cadgles I get up after feeling rejuvenated and ready for anything. "I can't rate this app more! It's so amazing. I have no doubt it has helped every person that gives it a chance and really is willing to change." - by juioljjbh Thank you for your hard work! Money is tight for sure but this was money well spent. I’m honestly not sure how I would’ve made it through without the help of this app. "This past year has been a rough time for me for several reasons I won’t get into. "The Ultimate In Self Help.The high quality recordings relax, entrance and help get results rapidly." Yoga Magazine "Through repetition of certain techniques, boosters say, Harmony Hypnosis is like training your brain & works so much better". The app also monitors your heat rate if you connect via your Apple watch so you can measure the calming effect that Harmony can have on a physiological level too. On most of the hypnotherapy recordings within Harmony, you will hear alongside the vocals, music & other sound effects, small, pulses of sound, designed to help you quickly access a deeply relaxed hypnotic state. The effect is deeply hypnotic and helps mesmerize the unconscious mind into accepting beneficial suggestions with less conscious interference.īrainwave Entrainment, when the brain is exposed to rhythm, the rhythm is recreated in the brain in the form of electrical impulses. The recordings use unique special effects including:ĭual Vocal Delivery, where different suggestions or metaphors are delivered separately yet simultaneously through the right and left headphones. Harmony integrates with health app to record the physiological benefits of self hypnosis. You can also access dozens of sessions on multiple subjects through our subscription service, with new wellness topics added regularly.ĭownloaded by millions, our apps have won at The Dot Comm Awards, Best App Ever Awards & Best Mobile App Awards, The IMA Awards and recommended by US doctors via Healthtap. Listen to a mesmerizing hypnosis session every day for 7 days and notice the difference in how good you feel. *Save time and achieve goals more quickly and easily. *Gain more confidence, self love and inner control. *Build on your core sense of inner strength, focus, wellness and power. *Enhance your ability to relax & sleep well The app offers you an experience as close to seeing a real hypnotherapist, enabling you to create a personalized program based on your specific needs. Discover how to become calm and confident using meditation therapy and self hypnosis. Try the award winning and top rated Hypnotherapy app, Harmony Self Hypnosis FREE for the next 7 days and just notice how good you feel.Ĭlaim your free week with the trial to use any Harmony Hypnosis session.
Restores begin with the last full backup and then apply the incrementals. Subsequently, a number of incremental backups are made after successive time periods. Typically a full backup of all files is made once or at infrequent intervals, serving as the reference point for an incremental repository. Duplicate copies of unchanged data are not copied. However, imaging is generally more useful as a way of deploying a standard configuration to many systems rather than as a tool for making ongoing backups of diverse systems.Īn incremental backup stores data changed since a reference point in time. Copying system images, this method is frequently used by computer technicians to record known good configurations. ![]() This method is the easiest to implement, but unlikely to achieve a high level of recoverability as it lacks automation.Ī repository using this backup method contains complete source data copies taken at one or more specific points in time. Disaster protected hard drives like those made by ioSafe are an alternative to an offsite copy, but they have limitations like only being able to resist fire for a limited period of time, so an offsite copy still remains as the ideal choice.īackup methods Unstructured Īn unstructured repository may simply be a stack of tapes, DVD-Rs or external HDDs with minimal information about what was backed up and when. An offsite copy protects against fire, theft of physical media (such as tapes or discs) and natural disasters like floods and earthquakes. 2 or more different media should be used to eliminate data loss due to similar reasons (for example, optical discs may tolerate being underwater while LTO tapes may not, and SSDs cannot fail due to head crashes or damaged spindle motors since they don't have any moving parts, unlike hard drives). It states that there should be at least 3 copies of the data, stored on 2 different types of storage media, and one copy should be kept offsite, in a remote location (this can include cloud storage). The 3-2-1 rule can aid in the backup process. The scheme determines how and when each piece of removable storage is used for a backup operation and how long it is retained once it has backup data stored on it. The backup data needs to be stored, requiring a backup rotation scheme, which is a system of backing up data to computer media that limits the number of backups of different dates retained separately, by appropriate re-use of the data storage media by overwriting of backups no longer needed. ![]() The repository could be as simple as a list of all backup media (DVDs, etc.) and the dates produced, or could include a computerized index, catalog, or relational database. There are limitations and human factors involved in any backup scheme.Ī backup strategy requires an information repository, "a secondary storage space for data" that aggregates backups of data "sources". Backup schemes may include dry runs that validate the reliability of the data being backed up. Additional techniques apply to enterprise client-server backup. The process can include methods for dealing with live data, including open files, as well as compression, encryption, and de-duplication. There are also different ways these devices can be arranged to provide geographic dispersion, data security, and portability.ĭata is selected, extracted, and manipulated for storage. There are different types of data storage devices used for copying backups of data that is already in secondary storage onto archive files. An information repository model may be used to provide structure to this storage. The data storage requirements can be large. ![]() Ī backup system contains at least one copy of all data considered worth saving. Backups provide a simple form of disaster recovery however not all backup systems are able to reconstitute a computer system or other complex configuration such as a computer cluster, active directory server, or database server. Backups can be used to recover data after its loss from data deletion or corruption, or to recover data from an earlier time. The verb form, referring to the process of doing so, is " back up", whereas the noun and adjective form is " backup". In information technology, a backup, or data backup is a copy of computer data taken and stored elsewhere so that it may be used to restore the original after a data loss event. For other uses, see Backup (disambiguation). This article is about duplicate data in computer systems for data recovery. The creators took things further by fully embracing the yellow oval and outline, altering the bat symbol’s wings to complement the shape better. Some believe this was done to make the symbol stand out better, while others believe it was done to start a new era for the Batman saga. ![]() The symbol didn’t see much change apart from the wing curve, but it was positioned inside a yellow ellipse with a black outline. This Batman symbol was nearly identical to the one seen in the 1950s, with the exception of a slimmer and more prominent head section. This symbol became slimmer, with longer wing points and a thinner head section. This symbol became more compact and triangular, replacing the former curve with sharp edges. Many believe this was done for the symbol to occupy more space on Batman’s chest. This symbol brought a strong curve at the top of the design. This Batman symbol was more similar to the original, now longer and sharper, featuring less angular wing points and a more prominent head. This emblem was wider than its predecessors, with shorter wing points and sharper ears. This version featured a gothic style, with long and sharp wing points and a less prominent head. The emblem featured blue details on the wings, although not always visible. ![]() This version was at least twice as big as the original, featuring a prominent head and larger wings with 7 points. The first version of the Batman emblem only featured wings with rounded curves and five wing points. Here Is How Much Batman Can Lift (Bench Press, Overhead Press, & Leg Press)īelow is a summarized overview of the most notable changes to the Batman symbol over the past few decades. ![]() Questions or comments? We want to know! Email us at Solitaire is created and supported by MobilityWare. A subscription cannot be cancelled in the middle of its term. Subscriptions may be stopped by turning off automatic renewal at least 24 hours before the end of the current period. In Lucky Spider Solitaire, experience the thrill of intricate card arrangements and outwit your opponents by skillfully clearing the tableau. Purchasers can manage their subscription and turn off automatic renewal in their Account Settings. Lucky Spider Solitaire Free Downloads for PC. The subscriber's iTunes Account will be charged for a renewal in the last 24 hours of the current period. Renewal prices are US$1.99 per month, US$4.99 per every three months, or US$14.99 per year. Subscriptions renew automatically unless automatic renewal is turned off at least 24 hours before the end of the current term. Any unused portion of a free trial period is forfeited when a subscription is purchased. The subscriber's iTunes Account will be charged when the purchase is confirmed. New subscribers can choose a one-week trial subscription at no cost. You can subscribe to Spider Solitaire for a term of one month, three months or for one year. Spider Solitaire Subscription is an optional subscription that gives you access to seamless play without any ads, the ability to play future Daily Challenges and exclusive themes. ğour Exclusive Themes with Four Gorgeous Card Sets! Ěbility to play future Daily Challenges! Solitaire, also known as Klondike or PatienceĮXCLUSIVE FEATURES WITH SUBSCRIPTION SERVICE = More Fun Card Games from MobilityWare = Track your statistics, like Games Won, Average Time, and Winning Streaks.Use the Unrestricted Deal setting to deal new cards, even with empty slots.Easy tap to move interactions for quick gameplayĪre you a power player? Here are some more features you’ll love:.Change the look of your cards and background for a customized experience.Winning Deals that guarantee at least one winning solution.Playful animations to celebrate your wins.Daily Challenges with festive calendar themes for each month.ALL NEW: Progress through new levels and earn titles along the way. ![]() Spider Solitaire has the same high standards and polished gameplay you’ve come to expect from the makers of the #1 free Solitaire game! Download now, and relive the familiar card game you know and love with the best Spider Solitaire in the app store. Weave your way as a beginner through 1 and 2 suit games and move up in difficulty as you attempt to tackle 3 and 4 suit games and become a true Spider Solitaire master! Place all the cards in each suit in stacks of descending order. This game is sometimes called Spiderette or Spiderwort, but it’s always a challenge that will puzzle your brain for hours of endless fun! Spider Solitaire is one of the most popular card games in the world! Now available to play free for iPad or iPhone from MobilityWare, the ORIGINAL maker of Spider Solitaire with Daily Challenges. |
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